{"id":353,"date":"2026-09-18T22:19:01","date_gmt":"2026-09-18T22:19:01","guid":{"rendered":"https:\/\/oncallasolutions.com\/blog\/in-house-phone-coverage-cost-by-state\/"},"modified":"2026-09-20T12:54:34","modified_gmt":"2026-09-20T12:54:34","slug":"in-house-phone-coverage-cost-by-state","status":"publish","type":"post","link":"https:\/\/oncallasolutions.com\/blog\/in-house-phone-coverage-cost-by-state\/","title":{"rendered":"What Does 24\/7 Phone Coverage Cost In-House? A State-by-State Ranking (2026)"},"content":{"rendered":"<p>Covering the phones around the clock with in-house receptionists costs between about <strong>$135,059<\/strong> and <strong>$193,590<\/strong> a year in wages alone, depending on the state &#8212; and <strong>$211,935<\/strong> in Washington, D.C. The U.S. average works out to roughly <strong>$165,722<\/strong>. That is before payroll taxes, benefits, training, or shift differentials. This ranking uses official Bureau of Labor Statistics wage data to show what round-the-clock coverage costs in every state.<\/p>\n<h2>How We Calculated 24\/7 Coverage Cost by State<\/h2>\n<p>A week has 168 hours. One full-time receptionist works about 40 of them, so round-the-clock coverage needs roughly <strong>4.2 full-time employees<\/strong>. We multiplied each state&#8217;s average hourly wage for receptionists and information clerks by the 8,736 hours in a year of continuous coverage (168 hours &#215; 52 weeks). The wage data is from the BLS Occupational Employment and Wage Statistics program, May 2025 estimates for Receptionists and Information Clerks (SOC 43-4171), the most recent release available.<\/p>\n<ul>\n<li><strong>Included:<\/strong> average wages only.<\/li>\n<li><strong>Not included:<\/strong> employer payroll taxes (7.65% for Social Security and Medicare on top of wages), benefits, paid time off, recruiting, training, turnover, or overnight and weekend pay differentials. Real costs run higher.<\/li>\n<li><strong>Comparison column:<\/strong> the difference from $61,152 a year, which is what 24\/7 coverage costs at OnCalla&#8217;s $7-per-hour starting rate for a dedicated agent (168 hours &#215; 52 weeks). Actual pricing depends on your plan &#8212; see our <a href=\"https:\/\/oncallasolutions.com\/pricing\">pricing page<\/a>.<\/li>\n<\/ul>\n<h2>Key Findings<\/h2>\n<ul>\n<li><strong>The range is wide.<\/strong> Round-the-clock in-house coverage costs about $58,531 more a year in California than in Mississippi, on wages alone.<\/li>\n<li><strong>Nationally, it&#8217;s about $165,722 a year.<\/strong> 18 of the 51 jurisdictions come in above that average.<\/li>\n<li><strong>Every state costs more than double the starting rate.<\/strong> Even the lowest-cost state, Mississippi, is $73,907 above the $61,152 starting-rate figure.<\/li>\n<li><strong>Washington, D.C. is the highest at $211,935.<\/strong> The most expensive state is California at $193,590.<\/li>\n<\/ul>\n<h2>The 10 Most Expensive States (and D.C.) for 24\/7 In-House Coverage<\/h2>\n<ol>\n<li><a href=\"https:\/\/oncallasolutions.com\/call-centers\/district-of-columbia\">Washington, D.C.<\/a> &#8212; $211,935 a year<\/li>\n<li><a href=\"https:\/\/oncallasolutions.com\/call-centers\/california\">California<\/a> &#8212; $193,590 a year<\/li>\n<li><a href=\"https:\/\/oncallasolutions.com\/call-centers\/washington\">Washington<\/a> &#8212; $191,930 a year<\/li>\n<li><a href=\"https:\/\/oncallasolutions.com\/call-centers\/new-york\">New York<\/a> &#8212; $188,348 a year<\/li>\n<li><a href=\"https:\/\/oncallasolutions.com\/call-centers\/alaska\">Alaska<\/a> &#8212; $188,261 a year<\/li>\n<li><a href=\"https:\/\/oncallasolutions.com\/call-centers\/massachusetts\">Massachusetts<\/a> &#8212; $184,592 a year<\/li>\n<li><a href=\"https:\/\/oncallasolutions.com\/call-centers\/hawaii\">Hawaii<\/a> &#8212; $182,408 a year<\/li>\n<li><a href=\"https:\/\/oncallasolutions.com\/call-centers\/connecticut\">Connecticut<\/a> &#8212; $180,398 a year<\/li>\n<li><a href=\"https:\/\/oncallasolutions.com\/call-centers\/new-jersey\">New Jersey<\/a> &#8212; $180,398 a year<\/li>\n<li><a href=\"https:\/\/oncallasolutions.com\/call-centers\/maine\">Maine<\/a> &#8212; $179,612 a year<\/li>\n<\/ol>\n<h2>The 10 Least Expensive States<\/h2>\n<ol>\n<li><a href=\"https:\/\/oncallasolutions.com\/call-centers\/mississippi\">Mississippi<\/a> &#8212; $135,059 a year<\/li>\n<li><a href=\"https:\/\/oncallasolutions.com\/call-centers\/alabama\">Alabama<\/a> &#8212; $136,718 a year<\/li>\n<li><a href=\"https:\/\/oncallasolutions.com\/call-centers\/louisiana\">Louisiana<\/a> &#8212; $137,767 a year<\/li>\n<li><a href=\"https:\/\/oncallasolutions.com\/call-centers\/west-virginia\">West Virginia<\/a> &#8212; $138,466 a year<\/li>\n<li><a href=\"https:\/\/oncallasolutions.com\/call-centers\/kentucky\">Kentucky<\/a> &#8212; $141,785 a year<\/li>\n<li><a href=\"https:\/\/oncallasolutions.com\/call-centers\/oklahoma\">Oklahoma<\/a> &#8212; $142,834 a year<\/li>\n<li><a href=\"https:\/\/oncallasolutions.com\/call-centers\/arkansas\">Arkansas<\/a> &#8212; $146,328 a year<\/li>\n<li><a href=\"https:\/\/oncallasolutions.com\/call-centers\/new-mexico\">New Mexico<\/a> &#8212; $147,638 a year<\/li>\n<li><a href=\"https:\/\/oncallasolutions.com\/call-centers\/tennessee\">Tennessee<\/a> &#8212; $148,337 a year<\/li>\n<li><a href=\"https:\/\/oncallasolutions.com\/call-centers\/south-carolina\">South Carolina<\/a> &#8212; $148,425 a year<\/li>\n<\/ol>\n<h2>Receptionist Pay by State: Full Ranking<\/h2>\n<p>All 50 states and D.C., ranked from highest to lowest 24\/7 coverage cost. Each state name links to our page for that state. <a href=\"https:\/\/oncallasolutions.com\/blog\/wp-content\/uploads\/2026\/09\/in-house-24-7-phone-coverage-cost-by-state.csv\">Download this table as a CSV<\/a> &#8212; free to use with attribution.<\/p>\n<table>\n<thead>\n<tr>\n<th>Rank<\/th>\n<th>State<\/th>\n<th>Avg. hourly wage<\/th>\n<th>One receptionist, per year<\/th>\n<th>24\/7 in-house wages, per year<\/th>\n<th>Difference vs. $61,152<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>1<\/td>\n<td><a href=\"https:\/\/oncallasolutions.com\/call-centers\/district-of-columbia\">Washington, D.C.<\/a><\/td>\n<td>$24.26<\/td>\n<td>$50,450<\/td>\n<td>$211,935<\/td>\n<td>$150,783<\/td>\n<\/tr>\n<tr>\n<td>2<\/td>\n<td><a href=\"https:\/\/oncallasolutions.com\/call-centers\/california\">California<\/a><\/td>\n<td>$22.16<\/td>\n<td>$46,100<\/td>\n<td>$193,590<\/td>\n<td>$132,438<\/td>\n<\/tr>\n<tr>\n<td>3<\/td>\n<td><a href=\"https:\/\/oncallasolutions.com\/call-centers\/washington\">Washington<\/a><\/td>\n<td>$21.97<\/td>\n<td>$45,690<\/td>\n<td>$191,930<\/td>\n<td>$130,778<\/td>\n<\/tr>\n<tr>\n<td>4<\/td>\n<td><a href=\"https:\/\/oncallasolutions.com\/call-centers\/new-york\">New York<\/a><\/td>\n<td>$21.56<\/td>\n<td>$44,840<\/td>\n<td>$188,348<\/td>\n<td>$127,196<\/td>\n<\/tr>\n<tr>\n<td>5<\/td>\n<td><a href=\"https:\/\/oncallasolutions.com\/call-centers\/alaska\">Alaska<\/a><\/td>\n<td>$21.55<\/td>\n<td>$44,820<\/td>\n<td>$188,261<\/td>\n<td>$127,109<\/td>\n<\/tr>\n<tr>\n<td>6<\/td>\n<td><a href=\"https:\/\/oncallasolutions.com\/call-centers\/massachusetts\">Massachusetts<\/a><\/td>\n<td>$21.13<\/td>\n<td>$43,950<\/td>\n<td>$184,592<\/td>\n<td>$123,440<\/td>\n<\/tr>\n<tr>\n<td>7<\/td>\n<td><a href=\"https:\/\/oncallasolutions.com\/call-centers\/hawaii\">Hawaii<\/a><\/td>\n<td>$20.88<\/td>\n<td>$43,430<\/td>\n<td>$182,408<\/td>\n<td>$121,256<\/td>\n<\/tr>\n<tr>\n<td>8<\/td>\n<td><a href=\"https:\/\/oncallasolutions.com\/call-centers\/connecticut\">Connecticut<\/a><\/td>\n<td>$20.65<\/td>\n<td>$42,960<\/td>\n<td>$180,398<\/td>\n<td>$119,246<\/td>\n<\/tr>\n<tr>\n<td>9<\/td>\n<td><a href=\"https:\/\/oncallasolutions.com\/call-centers\/new-jersey\">New Jersey<\/a><\/td>\n<td>$20.65<\/td>\n<td>$42,950<\/td>\n<td>$180,398<\/td>\n<td>$119,246<\/td>\n<\/tr>\n<tr>\n<td>10<\/td>\n<td><a href=\"https:\/\/oncallasolutions.com\/call-centers\/maine\">Maine<\/a><\/td>\n<td>$20.56<\/td>\n<td>$42,760<\/td>\n<td>$179,612<\/td>\n<td>$118,460<\/td>\n<\/tr>\n<tr>\n<td>11<\/td>\n<td><a href=\"https:\/\/oncallasolutions.com\/call-centers\/colorado\">Colorado<\/a><\/td>\n<td>$20.37<\/td>\n<td>$42,380<\/td>\n<td>$177,952<\/td>\n<td>$116,800<\/td>\n<\/tr>\n<tr>\n<td>12<\/td>\n<td><a href=\"https:\/\/oncallasolutions.com\/call-centers\/rhode-island\">Rhode Island<\/a><\/td>\n<td>$20.35<\/td>\n<td>$42,330<\/td>\n<td>$177,778<\/td>\n<td>$116,626<\/td>\n<\/tr>\n<tr>\n<td>13<\/td>\n<td><a href=\"https:\/\/oncallasolutions.com\/call-centers\/oregon\">Oregon<\/a><\/td>\n<td>$20.21<\/td>\n<td>$42,040<\/td>\n<td>$176,555<\/td>\n<td>$115,403<\/td>\n<\/tr>\n<tr>\n<td>14<\/td>\n<td><a href=\"https:\/\/oncallasolutions.com\/call-centers\/wisconsin\">Wisconsin<\/a><\/td>\n<td>$19.68<\/td>\n<td>$40,940<\/td>\n<td>$171,924<\/td>\n<td>$110,772<\/td>\n<\/tr>\n<tr>\n<td>15<\/td>\n<td><a href=\"https:\/\/oncallasolutions.com\/call-centers\/north-dakota\">North Dakota<\/a><\/td>\n<td>$19.61<\/td>\n<td>$40,790<\/td>\n<td>$171,313<\/td>\n<td>$110,161<\/td>\n<\/tr>\n<tr>\n<td>16<\/td>\n<td><a href=\"https:\/\/oncallasolutions.com\/call-centers\/maryland\">Maryland<\/a><\/td>\n<td>$19.34<\/td>\n<td>$40,230<\/td>\n<td>$168,954<\/td>\n<td>$107,802<\/td>\n<\/tr>\n<tr>\n<td>17<\/td>\n<td><a href=\"https:\/\/oncallasolutions.com\/call-centers\/arizona\">Arizona<\/a><\/td>\n<td>$19.28<\/td>\n<td>$40,100<\/td>\n<td>$168,430<\/td>\n<td>$107,278<\/td>\n<\/tr>\n<tr>\n<td>18<\/td>\n<td><a href=\"https:\/\/oncallasolutions.com\/call-centers\/illinois\">Illinois<\/a><\/td>\n<td>$19.00<\/td>\n<td>$39,520<\/td>\n<td>$165,984<\/td>\n<td>$104,832<\/td>\n<\/tr>\n<tr>\n<td>19<\/td>\n<td><a href=\"https:\/\/oncallasolutions.com\/call-centers\/new-hampshire\">New Hampshire<\/a><\/td>\n<td>$18.85<\/td>\n<td>$39,210<\/td>\n<td>$164,674<\/td>\n<td>$103,522<\/td>\n<\/tr>\n<tr>\n<td>20<\/td>\n<td><a href=\"https:\/\/oncallasolutions.com\/call-centers\/vermont\">Vermont<\/a><\/td>\n<td>$18.74<\/td>\n<td>$38,980<\/td>\n<td>$163,713<\/td>\n<td>$102,561<\/td>\n<\/tr>\n<tr>\n<td>21<\/td>\n<td><a href=\"https:\/\/oncallasolutions.com\/call-centers\/minnesota\">Minnesota<\/a><\/td>\n<td>$18.63<\/td>\n<td>$38,750<\/td>\n<td>$162,752<\/td>\n<td>$101,600<\/td>\n<\/tr>\n<tr>\n<td>22<\/td>\n<td><a href=\"https:\/\/oncallasolutions.com\/call-centers\/wyoming\">Wyoming<\/a><\/td>\n<td>$18.55<\/td>\n<td>$38,580<\/td>\n<td>$162,053<\/td>\n<td>$100,901<\/td>\n<\/tr>\n<tr>\n<td>23<\/td>\n<td><a href=\"https:\/\/oncallasolutions.com\/call-centers\/nevada\">Nevada<\/a><\/td>\n<td>$18.51<\/td>\n<td>$38,500<\/td>\n<td>$161,703<\/td>\n<td>$100,551<\/td>\n<\/tr>\n<tr>\n<td>24<\/td>\n<td><a href=\"https:\/\/oncallasolutions.com\/call-centers\/michigan\">Michigan<\/a><\/td>\n<td>$18.50<\/td>\n<td>$38,480<\/td>\n<td>$161,616<\/td>\n<td>$100,464<\/td>\n<\/tr>\n<tr>\n<td>25<\/td>\n<td><a href=\"https:\/\/oncallasolutions.com\/call-centers\/south-dakota\">South Dakota<\/a><\/td>\n<td>$18.47<\/td>\n<td>$38,420<\/td>\n<td>$161,354<\/td>\n<td>$100,202<\/td>\n<\/tr>\n<tr>\n<td>26<\/td>\n<td><a href=\"https:\/\/oncallasolutions.com\/call-centers\/nebraska\">Nebraska<\/a><\/td>\n<td>$18.43<\/td>\n<td>$38,330<\/td>\n<td>$161,004<\/td>\n<td>$99,852<\/td>\n<\/tr>\n<tr>\n<td>27<\/td>\n<td><a href=\"https:\/\/oncallasolutions.com\/call-centers\/delaware\">Delaware<\/a><\/td>\n<td>$18.34<\/td>\n<td>$38,160<\/td>\n<td>$160,218<\/td>\n<td>$99,066<\/td>\n<\/tr>\n<tr>\n<td>28<\/td>\n<td><a href=\"https:\/\/oncallasolutions.com\/call-centers\/virginia\">Virginia<\/a><\/td>\n<td>$18.32<\/td>\n<td>$38,100<\/td>\n<td>$160,044<\/td>\n<td>$98,892<\/td>\n<\/tr>\n<tr>\n<td>29<\/td>\n<td><a href=\"https:\/\/oncallasolutions.com\/call-centers\/montana\">Montana<\/a><\/td>\n<td>$18.28<\/td>\n<td>$38,020<\/td>\n<td>$159,694<\/td>\n<td>$98,542<\/td>\n<\/tr>\n<tr>\n<td>30<\/td>\n<td><a href=\"https:\/\/oncallasolutions.com\/call-centers\/florida\">Florida<\/a><\/td>\n<td>$18.13<\/td>\n<td>$37,720<\/td>\n<td>$158,384<\/td>\n<td>$97,232<\/td>\n<\/tr>\n<tr>\n<td>31<\/td>\n<td><a href=\"https:\/\/oncallasolutions.com\/call-centers\/idaho\">Idaho<\/a><\/td>\n<td>$18.07<\/td>\n<td>$37,580<\/td>\n<td>$157,860<\/td>\n<td>$96,708<\/td>\n<\/tr>\n<tr>\n<td>32<\/td>\n<td><a href=\"https:\/\/oncallasolutions.com\/call-centers\/iowa\">Iowa<\/a><\/td>\n<td>$18.00<\/td>\n<td>$37,440<\/td>\n<td>$157,248<\/td>\n<td>$96,096<\/td>\n<\/tr>\n<tr>\n<td>33<\/td>\n<td><a href=\"https:\/\/oncallasolutions.com\/call-centers\/utah\">Utah<\/a><\/td>\n<td>$17.94<\/td>\n<td>$37,320<\/td>\n<td>$156,724<\/td>\n<td>$95,572<\/td>\n<\/tr>\n<tr>\n<td>34<\/td>\n<td><a href=\"https:\/\/oncallasolutions.com\/call-centers\/missouri\">Missouri<\/a><\/td>\n<td>$17.81<\/td>\n<td>$37,040<\/td>\n<td>$155,588<\/td>\n<td>$94,436<\/td>\n<\/tr>\n<tr>\n<td>35<\/td>\n<td><a href=\"https:\/\/oncallasolutions.com\/call-centers\/pennsylvania\">Pennsylvania<\/a><\/td>\n<td>$17.78<\/td>\n<td>$36,980<\/td>\n<td>$155,326<\/td>\n<td>$94,174<\/td>\n<\/tr>\n<tr>\n<td>36<\/td>\n<td><a href=\"https:\/\/oncallasolutions.com\/call-centers\/indiana\">Indiana<\/a><\/td>\n<td>$17.45<\/td>\n<td>$36,300<\/td>\n<td>$152,443<\/td>\n<td>$91,291<\/td>\n<\/tr>\n<tr>\n<td>37<\/td>\n<td><a href=\"https:\/\/oncallasolutions.com\/call-centers\/georgia\">Georgia<\/a><\/td>\n<td>$17.38<\/td>\n<td>$36,150<\/td>\n<td>$151,832<\/td>\n<td>$90,680<\/td>\n<\/tr>\n<tr>\n<td>38<\/td>\n<td><a href=\"https:\/\/oncallasolutions.com\/call-centers\/kansas\">Kansas<\/a><\/td>\n<td>$17.36<\/td>\n<td>$36,110<\/td>\n<td>$151,657<\/td>\n<td>$90,505<\/td>\n<\/tr>\n<tr>\n<td>39<\/td>\n<td><a href=\"https:\/\/oncallasolutions.com\/call-centers\/ohio\">Ohio<\/a><\/td>\n<td>$17.32<\/td>\n<td>$36,030<\/td>\n<td>$151,308<\/td>\n<td>$90,156<\/td>\n<\/tr>\n<tr>\n<td>40<\/td>\n<td><a href=\"https:\/\/oncallasolutions.com\/call-centers\/texas\">Texas<\/a><\/td>\n<td>$17.17<\/td>\n<td>$35,720<\/td>\n<td>$149,997<\/td>\n<td>$88,845<\/td>\n<\/tr>\n<tr>\n<td>41<\/td>\n<td><a href=\"https:\/\/oncallasolutions.com\/call-centers\/north-carolina\">North Carolina<\/a><\/td>\n<td>$17.04<\/td>\n<td>$35,450<\/td>\n<td>$148,861<\/td>\n<td>$87,709<\/td>\n<\/tr>\n<tr>\n<td>42<\/td>\n<td><a href=\"https:\/\/oncallasolutions.com\/call-centers\/south-carolina\">South Carolina<\/a><\/td>\n<td>$16.99<\/td>\n<td>$35,330<\/td>\n<td>$148,425<\/td>\n<td>$87,273<\/td>\n<\/tr>\n<tr>\n<td>43<\/td>\n<td><a href=\"https:\/\/oncallasolutions.com\/call-centers\/tennessee\">Tennessee<\/a><\/td>\n<td>$16.98<\/td>\n<td>$35,310<\/td>\n<td>$148,337<\/td>\n<td>$87,185<\/td>\n<\/tr>\n<tr>\n<td>44<\/td>\n<td><a href=\"https:\/\/oncallasolutions.com\/call-centers\/new-mexico\">New Mexico<\/a><\/td>\n<td>$16.90<\/td>\n<td>$35,150<\/td>\n<td>$147,638<\/td>\n<td>$86,486<\/td>\n<\/tr>\n<tr>\n<td>45<\/td>\n<td><a href=\"https:\/\/oncallasolutions.com\/call-centers\/arkansas\">Arkansas<\/a><\/td>\n<td>$16.75<\/td>\n<td>$34,850<\/td>\n<td>$146,328<\/td>\n<td>$85,176<\/td>\n<\/tr>\n<tr>\n<td>46<\/td>\n<td><a href=\"https:\/\/oncallasolutions.com\/call-centers\/oklahoma\">Oklahoma<\/a><\/td>\n<td>$16.35<\/td>\n<td>$34,000<\/td>\n<td>$142,834<\/td>\n<td>$81,682<\/td>\n<\/tr>\n<tr>\n<td>47<\/td>\n<td><a href=\"https:\/\/oncallasolutions.com\/call-centers\/kentucky\">Kentucky<\/a><\/td>\n<td>$16.23<\/td>\n<td>$33,760<\/td>\n<td>$141,785<\/td>\n<td>$80,633<\/td>\n<\/tr>\n<tr>\n<td>48<\/td>\n<td><a href=\"https:\/\/oncallasolutions.com\/call-centers\/west-virginia\">West Virginia<\/a><\/td>\n<td>$15.85<\/td>\n<td>$32,960<\/td>\n<td>$138,466<\/td>\n<td>$77,314<\/td>\n<\/tr>\n<tr>\n<td>49<\/td>\n<td><a href=\"https:\/\/oncallasolutions.com\/call-centers\/louisiana\">Louisiana<\/a><\/td>\n<td>$15.77<\/td>\n<td>$32,800<\/td>\n<td>$137,767<\/td>\n<td>$76,615<\/td>\n<\/tr>\n<tr>\n<td>50<\/td>\n<td><a href=\"https:\/\/oncallasolutions.com\/call-centers\/alabama\">Alabama<\/a><\/td>\n<td>$15.65<\/td>\n<td>$32,560<\/td>\n<td>$136,718<\/td>\n<td>$75,566<\/td>\n<\/tr>\n<tr>\n<td>51<\/td>\n<td><a href=\"https:\/\/oncallasolutions.com\/call-centers\/mississippi\">Mississippi<\/a><\/td>\n<td>$15.46<\/td>\n<td>$32,160<\/td>\n<td>$135,059<\/td>\n<td>$73,907<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><em>Hourly and annual wages are BLS May 2025 mean estimates for Receptionists and Information Clerks (SOC 43-4171). The 24\/7 column multiplies the hourly wage by 8,736 hours. Figures are rounded to the nearest dollar.<\/em><\/p>\n<h2>What This Means for Your Business<\/h2>\n<p>Few small businesses actually need a staffed phone line 168 hours a week. The point of the ranking is the scale: staffing every hour costs several multiples of a single receptionist&#8217;s salary in every state, which is why many businesses cover the gaps &#8212; nights, weekends, lunch, and overflow &#8212; with an answering service rather than more hires. If you only need to cover part of the week, our <a href=\"https:\/\/oncallasolutions.com\/blog\/answering-service-vs-in-house-receptionist\/\">answering service vs. in-house receptionist comparison<\/a> walks through the numbers for a single full-time receptionist. You can also estimate what unanswered calls cost you with our free <a href=\"https:\/\/oncallasolutions.com\/missed-call-cost-calculator\">missed call cost calculator<\/a>, or see the <a href=\"https:\/\/oncallasolutions.com\/blog\/virtual-receptionist-cost\/\">full virtual receptionist cost breakdown<\/a>.<\/p>\n<h2>Cite or Share This Ranking<\/h2>\n<p>If you reference this data in an article, report, or newsletter, please link to this page. Suggested citation:<\/p>\n<blockquote>\n<p>OnCalla Solutions. &#8220;What Does 24\/7 Phone Coverage Cost In-House? A State-by-State Ranking (2026).&#8221; https:\/\/oncallasolutions.com\/blog\/in-house-phone-coverage-cost-by-state\/ (data: U.S. Bureau of Labor Statistics, May 2025).<\/p>\n<\/blockquote>\n<p>Questions about the method or a figure? Email <a href=\"mailto:sales@oncallasolutions.com\">sales@oncallasolutions.com<\/a>.<\/p>\n<h2>Frequently Asked Questions<\/h2>\n<h3>How much does it cost to staff a phone line 24\/7 in-house?<\/h3>\n<p>About $165,722 a year in wages at the national average, ranging from about $135,059 in Mississippi to $193,590 in California. That covers roughly 4.2 full-time receptionists and excludes taxes, benefits, and overnight pay differentials.<\/p>\n<h3>Which state pays receptionists the most?<\/h3>\n<p>Washington, D.C. has the highest average at $24.26 an hour ($50,450 a year), followed by California ($22.16), Washington ($21.97), New York ($21.56).<\/p>\n<h3>Where does this wage data come from?<\/h3>\n<p>The U.S. Bureau of Labor Statistics Occupational Employment and Wage Statistics program, May 2025 estimates for Receptionists and Information Clerks (SOC 43-4171), available at <a href=\"https:\/\/www.bls.gov\/oes\/\" target=\"_blank\" rel=\"noopener\">bls.gov\/oes<\/a>. The national figure is $18.97 an hour, or $39,460 a year, across about 910,000 workers.<\/p>\n<h3>Does an answering service really cost less than hiring?<\/h3>\n<p>For phone coverage, generally yes: OnCalla&#8217;s shared plans start at $99 a month and dedicated agents start at $7 an hour. An in-house hire is the better fit when you need someone physically present. Many businesses use both.<\/p>\n<p><em>Wage figures are averages and vary by employer, city, and experience. This page is for general information and is not financial or legal advice.<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Round-the-clock in-house phone coverage costs about $135,000 to $212,000 a year in wages alone, depending on the state. See all 50 states and D.C. ranked using official BLS wage data.<\/p>\n","protected":false},"author":1,"featured_media":471,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"footnotes":""},"categories":[15],"tags":[],"class_list":["post-353","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-resources"],"taxonomy_info":{"category":[{"value":15,"label":"Resources"}]},"featured_image_src_large":["https:\/\/oncallasolutions.com\/blog\/wp-content\/uploads\/2026\/09\/in-house-phone-coverage-cost-by-state-cover-1024x538.jpg",1024,538,true],"author_info":{"display_name":"OnCalla Solutions","author_link":"https:\/\/oncallasolutions.com\/blog\/author\/oncallaadmin\/"},"comment_info":0,"category_info":[{"term_id":15,"name":"Resources","slug":"resources","term_group":0,"term_taxonomy_id":15,"taxonomy":"category","description":"","parent":0,"count":9,"filter":"raw","cat_ID":15,"category_count":9,"category_description":"","cat_name":"Resources","category_nicename":"resources","category_parent":0}],"tag_info":false,"_links":{"self":[{"href":"https:\/\/oncallasolutions.com\/blog\/wp-json\/wp\/v2\/posts\/353","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/oncallasolutions.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/oncallasolutions.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/oncallasolutions.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/oncallasolutions.com\/blog\/wp-json\/wp\/v2\/comments?post=353"}],"version-history":[{"count":1,"href":"https:\/\/oncallasolutions.com\/blog\/wp-json\/wp\/v2\/posts\/353\/revisions"}],"predecessor-version":[{"id":472,"href":"https:\/\/oncallasolutions.com\/blog\/wp-json\/wp\/v2\/posts\/353\/revisions\/472"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/oncallasolutions.com\/blog\/wp-json\/wp\/v2\/media\/471"}],"wp:attachment":[{"href":"https:\/\/oncallasolutions.com\/blog\/wp-json\/wp\/v2\/media?parent=353"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/oncallasolutions.com\/blog\/wp-json\/wp\/v2\/categories?post=353"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/oncallasolutions.com\/blog\/wp-json\/wp\/v2\/tags?post=353"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}